Frequently Asked Questions

How does it work?

Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, affordable houses alongside our homeowner partner families. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor into building their Habitat house and the houses of others. Habitat houses are sold to partner families below market value and financed with affordable mortgages to qualified families.

Who can partner with Habitat to beome a homeowner?

Anyone who is willing to partner with Habitat and an insured financial institution throughout the mortgage process may acheive homeownership. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.

How do I apply to become a homeowner?

If you think you may qualify for Schenectady Habitat’s housing program, please complete a Eligibilty Questionnaire form and submit it in person, or by email at [email protected] or by mail to: Habitat for Humanity of Schenectady County, c/o Family Support, 115 N. Broadway, Schenectady, NY 12305.

Do I have to be skilled in construction to volunteer?

No construction skills are necessary. The only requirements are a willingness to serve and learn. Age appropriate activities will be determined for volunteers under 18.