Frequently Asked Questions
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How does it work?
Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, affordable houses alongside our homeowner partner families. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor into building their Habitat house and the houses of others. Habitat houses are sold to partner families below market value and financed with affordable mortgages to qualified families.
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Are Habitat homes free?
No, Habitat homes are not free. Each homeowner is responsible for paying an affordable mortgage on their home. In addition to the mortgage, they also partner with Habitat to complete 200+ hours of sweat equity (volunteering).
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Who can partner with Habitat to become a Homeowner?
Anyone who falls within our income ranges as defined by HUD, is interested in becoming a first-time homeowner, and is willing to partner with Habitat and an insured financial institution throughout the mortgage process may achieve homeownership. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who is able to purchase a Habitat home.
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How do I apply to become a homeowner?
Please contact our Family Services Coordinator via email in order to be added to the Family Services contact list. All parties on that list will be emailed when the next application period opens.
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Do I have to be skilled in construction to volunteer?
No construction skills are necessary, just a willingness and ability to learn. Age appropriate activities will be determined for volunteers under 18.